Turn your mortgage note into immediate cash.
Richwill Capital LLC purchases private mortgage notes, land contracts, and seller-financed paper nationwide. Stop waiting on monthly payments — receive a lump sum on your timeline.
- $250M+
- Notes Purchased
- 10 Days
- Avg. Close Time
- 0
- Fees to Sellers
$185,400
Lump-sum offer for a $1,250/mo, 7.5% performing note
A simpler way to unlock the equity in your note.
Cash When You Need It
Convert decades of monthly payments into capital you can deploy today — for investments, debt, or peace of mind.
Fast, Transparent Closings
Most transactions close within 10–21 days. Our underwriting team works your file in parallel, not in series.
Zero Fees to Sellers
We cover the cost of title, escrow, and document prep. The offer you receive is the cash you take home.
Four steps from quote to closing
- 01
Submit Note Details
Use our NoteQuote form — five minutes, no obligation.
- 02
Receive Your Offer
Underwriting delivers a written cash offer within 24 business hours.
- 03
Due Diligence
We order title, verify payments, and prepare closing documents at our cost.
- 04
Get Paid
Sign at a local notary or escrow. Funds wire on closing day.
Notes secured by real estate, nationwide.
Residential Notes
1st & 2nd lien performing and non-performing notes on SFRs, condos, and multifamily.
Commercial Notes
Office, retail, mixed-use, and small industrial notes from $100K to $10M+.
Land Contracts
Contracts for deed and installment land contracts in all 50 states.
Seller-Financed
Owner-financed mortgages, deeds of trust, and seller carry-back paper.
"I had collected on the same note for nine years. Richwill's team gave me a real offer in a day and wired funds two weeks later. Cleanest transaction I've done."
Daniel R. · Performing 1st-lien note seller · Dallas, TX
Find out what your note is worth.
Free, confidential, and obligation-free. Most quotes returned within one business day.
Start My NoteQuote